Stellar (XLM) vs XRP
Stellar and the XRP Ledger are separate networks with separate native assets. They are often compared because both are associated with moving value efficiently.
| Category | Stellar / XLM | XRP Ledger / XRP |
|---|---|---|
| Network | Stellar | XRP Ledger |
| Native asset | XLM | XRP |
| Common discussion | Payments, tokenized assets, financial applications | Payments, settlement, liquidity |
| Same project? | No | No |
Why are they compared so often?
Both are discussed in the context of payments and efficient value transfer, but their governance, ecosystems, technical designs, and native assets are distinct. Comparing them requires looking beyond transaction speed and focusing on actual network usage and ecosystem development.